How To Get A Loan For Your Small Business

Many people are thinking about starting up a small business of their own these days, either because of layoffs, because of difficulty in getting a job in the current market, or simply because they have always had a dream of working for their own self, but before you will be able to start a small business of your own, you will probably be in need of a small business loan; the good news about getting a small business loan is that as long as you know what you are doing, the process is not that difficult at all.

Writing a detailed business plan will be the first major step in getting a loan to start your small business; this business plan should project at least the first 3 years of your business, and should be as detailed as you can make it - including everything from your startup expenses to your projected month by month profits over this span of time that the business plan covers.

As you attempt to decide where to go for this business loan, realize that many people automatically think of going to a national bank, but because of the state of the economy these days, it can actually be more difficult right now to get a loan from a national bank; in all actuality, you will probably be better off setting up a meeting with the bank manager of a local bank, as this will enable you to make a connection with someone who is high in the local business hierarchy while also giving you a better chance of procuring that loan.

And finally, it will be necessary for you to do your monthly debt to income ratio for the bank, and you will have to give them a record of your last 3 income tax returns; after you have taken these steps, they will do a credit check on you, and if all goes well they will be ready to give you that small business loan, and you will be ready to get your business up and running.

The dream of running your own business is certainly something you can attain, and when you know the steps you must take in order to procure a small business loan, you will be that much closer to making this dream a reality!

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Tips For Understanding The Writing Section Of The SAT

High school students often have a hard time seeing beyond the days and the problems that are directly in front of them, and this is one of the biggest obstacles that stands in the way of most high school students when it comes to the SAT; at the same time, however - regardless of whether you are a high school student or the parent of a high school student - understanding the importance of the SAT, and being prepared for it as best as is possible, will be extremely important (after all, the SAT determines what schools you are able to get into, and how much money these schools will give you!).

Your first focus on the writing section of the SAT should be the multiple choice section, where you will have to display an understanding of word usage and writing rules, but while this might sound intimidating, realize that there are patters to these questions (after all, it is a standardized test!), and when you study and figure out how you can tackle these questions well, you will have no problem at all.

Of course, the multiple choice questions are not really the ones that scare students the most when it comes to the Writing section of the SAT, as this section also includes the essay. The essay certainly has the ability to intimidate, but the main things you should make sure you know are what the graders look for (again - it is a standardized test, which means all the graders need to be looking for the same things!); the graders are looking for you to take a stance on one side or the other of the topic presented on your test, and they want you to show a grasp of the subject - with clear examples and an ability to convey why you feel the way you feel. If you are able to accomplish these things, there is no "right" or "wrong" answer, so before the test, practice (timed practice, that is!) as much as you can with sample SAT essay questions, and get in the habit of fulfilling these things the graders will be looking for - and when it comes time for you to take the test, you should have no problem at all!

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How To Make Money As A Freelance Writer

Becoming a freelance writer is one of the best ways to be able to "work from home" (which is a dream of many - working in whatever clothes they want to wear, during whatever hours they want to work!) - but even though there are a lot of people who are perfectly qualified for and capable of making money as a freelance writer, many of them never achieve this goal because they have no clue how to go about doing this!

Most people think of newspapers, magazines, and other journalistic-type areas of opportunity when they think of freelance writing, but not only are you likely to find that work in these areas is scarce, but you will also find that this work will not pay nearly as well as the money you could make doing other things; rather than looking to write for such areas (where competition is high to boot!), look to write for small businesses or for search engine marketers - which will allow you to write for websites and blogs, and will often allow you to write whatever you want!

Expanding your base of knowledge will also be important if you are wanting to make money as a freelance writer; rather than writing about the things everyone else is writing about, create an "area of expertise" - either becoming an expert in a particular field of writing, or becoming an expert on a particular topic.

And even if you are focusing on a particular area of expertise in your writing (heck, even if you are writing for newspapers and magazines!), one of the most important things for any freelance writer to have an understanding of these days is the principles that govern search engine optimization, as this will help you to be far more valuable to websites and blogs than those writers who are at a complete loss as to what search engine optimization means or how they can use it to their advantage. And of course, once you have a thorough understanding of search engine optimization, you will be able to start using it on your own - and soon, you will not only be working from home, but can be working from home, for yourself!

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Strengthening Your Core

There are typically two benefits of working out - firstly, that you look good when you work out, and secondly, that you are promoting health in your body when you work out; when it comes to these dual benefits, there is really no form of working out that does more to improve the way you look and to (more importantly!) promote health in your body than working out your core - and for this reason, it is valuable to know a few easy ways by which you can do this.

The thing about working out your core that is especially great is the fact that there are some very easy ways to do this, and there is no way that is easier than by simply walking; when you walk - especially when you walk long distances - you will be causing your abs and your back to tighten and strengthen, and what's more, it will never be one of those things that is "too difficult" for you to bring yourself to do it!

Of course, in addition to this "easy" way of targeting your core as a byproduct of other activity, you can also target your core on purpose with exercises that focus specifically on your core, such as crunches and sit-ups; in addition to these exercises that are intended for your core, you can also engage in pushups and pull-ups, as these will strengthen your core as well!

And actually, one of the easiest ways of all to strengthen your core is by simply tightening it throughout the day; as you drive, as you sit in your chair at work, and as you do just about anything else, you can tighten up your abs, and will eventually begin to see some serious results!

The more you make your core a focus, the more you will be able to improve your core - and the more you improve your core, the more you will be able to enjoy the good looks and the health benefits that come as a result!

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Is A Business Degree The Most Valuable Degree For Me?

If you are going to be entering college soon - or if you are already in college and are trying to decide what you want to major in - one of the degrees that will probably stand out to you as a 'good, solid choice' is a business degree. After all, 'business' covers so many areas, and even if you do not know what you want to do after college, there is a pretty good chance that you can achieve your goals if you have a business degree in hand - right?

Actually, it turns out that a business degree might not be as useful as it used to be - and here is why.

Over the years, Business has become the major people choose when they do not know what else to choose, and in addition to there already being lots of people interested in business, this creates a situation where large numbers of students are in every single class. Because each professor is likely teaching a handful of classes throughout the week - and because all of these classes have a large number of students - these professors are unlikely to hand out any "writing" assignments that are terribly difficult; which has been proven lately to be a mistake, as companies are looking to hire employees who know how to write!

If you have a genuine interest in business, a business degree can certainly still be valuable - but you should seriously consider pairing your business degree with a degree in another area of study that will require you to do a lot of writing in order to obtain a degree. Even though such majors as English, History, or Philosophy have long been seen as degrees that do not have much practical application in "the real world," the starting income for those who have such degrees is actually higher these days than for those with business degrees - so as you choose your major, you should keep this fact in mind!

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Tips For Engaging In Healthy Running

When it comes to trying to keep your body healthy and in good shape, running is one of the best things you can do, but there are a lot of people who never go running because they feel that it puts too much strain on their back, or on other parts of their body. While serious discomfort in your body is a sign that you should stop running, there are also a lot of people who are experiencing such pain because they are not engaging in healthy running; before you stop running altogether, take a look at these suggestions for engaging in healthy running, and see if there is anything you can do differently during your daily jog.

Running barefoot: It might seem like running barefoot is an odd thing to do, but the truth is - as hard as shoe companies try to make their shoe the best thing you can put on your body - running barefoot is the healthiest way for you to run; try running barefoot in an neighborhood you will feel safe running barefoot in, or try some "barefoot running shoes" such as the ones below.

Running erect: As you get tired, your body will have a tendency to start bending over a little bit, and while this provides temporary relief from the strain of running, it will not be good for you in the long run; instead, you should always keep your posture in mind as you run, making sure you are running erect.

Listen: You will usually think of music when you see the word "listen" tied alongside the idea of running - but even more than listening to music, you will want to listen to your body; even if you have an idea as to the pace at which you want to run, or the distance you want to cover, you will be wise to listen to your body, and to make sure you are not pushing it further than you should.

Doing these simple things can ensure that you are engaging in healthy running - and in the long run, this will make a big difference in how your body feels.

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Aiming For Success At Your Job

Generally speaking, most people want to meet with success at their job, and although the motivations behind this desire may vary - after all, some people want to be successful at work because they want to prove something, others want to be successful at work because this helps them feel fulfilled, and others simply like the money that comes their way when they are successful at work - and although each job is distinctly different, there are still a few basic, core principles anyone can follow in order to increase their chances of achieving success at work.

Most of your coworkers are coming to work each day with their focus only on that day alone, but one of the best ways to achieve success at work (after all, success at work often boils down to "outperforming your coworkers!) is to set long-term goals, as this will take your eyes away from the mundanity of the present and will instead set your focus on the big picture, leading you to turn your eyes down the road.

While a lot of people write down long-term goals - either goals for life or goals for work - very few people actually take the time to read these goals more often than, say, once per year, and this causes them to be hardly more likely to achieve their goals than someone who never wrote down their goals. But after you have written down your goals for work, you should take the time to read through these goals at the start of each day - and then, you should pay attention each day to all the little things that, over time, will cause these goals to become a reality.

And finally, when it comes to achieving success at work, one of the most important things of all is that you take the time to recharge when you are away from work; it is easy to get so caught up in your pursuit of success that you fail to enjoy anything else in life, but having fun and relaxing in your free time will actually do a lot to continue leading you toward success at work!

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Activities for Long Car Trips With Children

There is nothing more torturous then very long road trips with kids who are bored out of being in the car. There are electronic options at your finger tips such as DVD players and hand held video games, but these can even get old quickly for kids. You can stock your car with a number of things that can make your car more entertaining for your kids.

One game that is a great option for traveling is Rubberneckers: Everyone&rsquo. This card game is based on keeping your eyes open as you travel to see different sights and objects. The first player to reach 100 points wins. Adults and children of school age can really enjoy this time passing game.

Similarly, Miles Of Smiles: 101 Great Car Games and Activities also offers many different brain games to keep your kids from needed to be watching or playing electronics. There are a wide options of games and activities to fit every age groups interest even those hard to entertain teenagers.

Grade school children can benefit greatly from activities in the car. DK publishing puts out a great set of Ultimate Sticker Books that can keep kids busy for a very long time. Desks To Go is a great thing to add to your car so that your child has a hard surface to work on.

Some people don't like the risk of having crayons and markers in their car.  If you fall into this category you could look into a Felt Storyboard instead. You don't ahve to worry about your vehicles upholstery with a felt board unlike with crayons. You can easily create your own felt board because felt is easily found at most craft stores.

This is by far not an all inclusive list.  There are so many different options you can try. Remember not all children enjoy the same thing so having a range of options is always a good idea. What is great about any of these is they can be played for any length trip and keep your kids minds busy.

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Tips For Resolving Conflicts In A Family Business

The idea that trying to separate "work life" from "family life" can be difficult leads many people to advise others to never work with family, but if you are already involved in a family business, this advice does not do much to help you; instead, you should acknowledge that conflicts are inevitable in any form of business - and when it comes to participating in business with your family, it is essential that you know how to resolve these conflicts, as they will otherwise be able to injure relationships in both work and family.

The best way to resolve conflicts within the confines of a family business is by having a structured plan in place that you can follow whenever conflicts arise; you need to wait until a time when no conflicts are occurring in order to come up with this plan, as this will enable everyone to give their input into the process without a current issue getting in the way.

If the conflict in question is about something that is minor and interpersonal, the two people involved should work it out between themselves whenever this is possible, avoiding the need for mediation from someone else in the family or business; for such conflicts, a designated room or area should be set aside for the two involved in the conflict to have their discussion, as this will allow the rest of the work space to remain a peaceful environment that is conducive to work while the two in conflict resolve their issue.

On the other hand, if the issue in question deals with the entire company or family, having a process that will allow both sides of the argument to be heard by everyone will be useful, after which everyone in the family can vote on the issue to complete the resolution.

Once these processes have been agreed-upon and put in place, it will be easy to follow these processes in order to resolve conflicts at work, and to do so without allowing these conflicts to trickle over into your regular family life.

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Exploring DragonDictate Speech To Text

If you have a job that requires you to do lots of typing, one thing that can be difficult about it is the fact that your fingers and wrists can sometimes get tired. Of course, for this reason, it would be nice if there was a way to talk and have your speech translate directly to text; a long time ago, this seemed like a far-fetched idea, but nowadays, this idea is actually quite real and is entirely attainable.

There are many programs to choose from when it comes to converting speech to text, but one of the best programs available is DragonDictate; and the great thing about DragonDictate is that you can test it on your smartphone, even before you purchase it for your computer.

By using DragonDictate on your smartphone, you will be able to write entire e-mails or text messages without any problem at all; and when you move to the version on the computer, it gets even better! DragonDictate (which has options for both PC and Mac, depending on the sort of computer you have) not only enables you to translate speech to text in a general sense, but it also allows you to translate speech to text directly into Microsoft Word documents or other word processing platforms – and you can even use DragonDictate to control what your computer does, with DragonDictate’s incredible “command” capabilities!

You can do everything from turning your computer on and off to browsing the Internet using DragonDictate's broad range of built-in directives – and you can even train DragonDictate to learn your specific speech patterns, ranging from how you say certain words to names of people you know and names of places you tend to speak of often. DragonDictate is also a great deal, as the prices range from about $130 to $200, so if you are looking for a speech to text application that you can use on your computer, take a look at DragonDictate; you just might find that your work got a whole lot easier!

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Exploring The Question: Do I Need An Advanced Degree In Business?

Because the business landscape is so competitive these days - and because there are fewer jobs out there than there used to be - lots of people are discovering that it is nearly necessary to have a degree in order to find a job, but a lot of people are also discovering that they not only need a degree, but they need an advanced degree in order to land the job they want; while an advanced degree can certainly come in handy, however, it will also cost another couple years and several thousand more dollars - and because of this, it will be important that you understand whether an advanced degree is the right choice for you.

You should realize that much of your training for any job will come at the job itself, meaning that much of what you learn in college - both in graduate and undergraduate studies - can be thrown out as soon as you get hired; for the most part, your formal studies will give you a foundation of knowledge and information that will help you in your career, and they will give you that all-important degree, but what they will rarely give you is the tools you will need for the job itself.

If you are wanting to someday work as a manager at a large corporation, there is a good chance that the time and money you spend earning an advanced degree will be well worth it, as you will greatly increase your chances of getting one such job.

But plenty of people continue on in their schooling beyond their undergraduate studies, in spite of the fact that their desire is to one day start a successful business of their own; if you have thought that you want to start your own business after school, you should realize that going further into debt (and spending more time) to earn that graduate degree will probably not help you much at all!

The question of whether or not you need an advanced degree in business cannot be answered with a simple "yes" or "no," as the answer is different for each person; once you figure out what you hope to do after college, you will be better equipped to determine whether you need an advanced degree - and then, you can begin chasing these goals you have!

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How To Spend Time With Both Families As A Newly Married Couple

If you are a newly married couple, you will probably want to spend as much time together as you can; while it is, of course, good to feel this way, you must also realize that when you have gotten married, you have added an entire new family to your life. If neither of your families live in the part of the country where the two of you have settled down, you will easily be able to divide your time between the two families – taking trips, talking on the phone, and interacting online – but if you have settled down in a town where both of your families live, it can be a little bit more difficult.

Making an effort to visit both sides of the family at least once a month is the best way to make sure you are still seeing both sides of the family; although you will not necessarily need to come up with a specific day on which you visit each month, making the effort together to visit each of your families will go a long way in helping both of you feel like you are a part of your new family.

Another thing that can easily happen is that you start to forget about your own family, as you can get so wrapped up in all of the “new marriage” excitement that you begin to neglect those you lived with for most of your life; in addition to making time to see your family along with your spouse once each month, you should also make an effort to drop in and see them on your own every once in a while.

And of course, using the telephone is one of the easiest ways to stay in touch with your family; make an effort to call your parents and siblings throughout the week – even when you do not especially feel like it, as in the long run, this will make both you and your family feel a whole lot better.

There will be plenty of things for you to remember and pay attention to when you are newly married – but when you keep these tips in mind, this will be one less thing that you have to worry about!

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How To Avoid Major Keyword Mistakes

Keywords rank near the top of important search engine optimization aspects, but in spite of the fact that most people who are working on search engine optimization understand this, there are a number of major keyword mistakes most people still make; if you want to get the most out of your search engine optimization efforts, you will want to make sure you understand what these mistakes are, and will want to do your best to avoid them.

One thing that will go a long way in making your keywords successful will be making sure that these keywords are highly searched, and that they have very little in the way of competition, and if the keywords you are using are too broad, it is unlikely you will hit both of these points; use a keyword tool such as the one provided by Google to make sure the keywords you are using are specific rather than broad, as this will help you quite a bit in the long run.

Trying to focus on too many different keywords is another big mistake people make, as the content on their site becomes compromised as a result; when you are working with keywords, your best bet is to simply pick out two primary keywords you want to focus on – centering your content around these two keywords, and allowing the rest of the secondary keywords to take care of themselves.

And finally, you should be doing your best to focus locally through the keywords on your website, rather than focusing globally; this means that your keywords should target specific geographic areas, instead of simply targeting the Internet as a whole, as this will enable you to show up much more highly on search engine rankings pages, and to increase your profits as a result.

As you work with keywords through your search engine optimization efforts, keep these tips in mind, and you will find that your website continues to improve, and that you continue making more and more money over time!

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Dressing Properly For An Outdoor Wedding

With spring upon us and summer soon to follow, you will start to see more and more outdoor weddings popping up around you, and if you are invited to an outdoor wedding yourself, you might be wondering exactly what you should wear to such an event. After all, you aren't stuck with a lot of questions as to what you should wear to a regular wedding, but things change when a wedding is moved outdoors, and not only will you not want to be dressed too casually at a wedding, but you will also not want to be overdressed!

The first thing you should realize is that an outdoor wedding is not a barbecue (that is, unless it actually is a barbecue - in which case, you can probably wear whatever you want!), and just because a wedding is outdoors does not mean you can wear jeans and sneakers.

When it comes to outdoor weddings, the best approach - if dress suggestions are not specifically laid out on the invitation - is to dress somewhere in the middle; if you are a guy, this means dressing in slacks and a button-down shirt (no tie required!), and if you are a gal, this means nice skirts or dresses (nothing too casual, but something fun is okay!).

You should also keep in mind the fact that most outdoor weddings will be accompanied by warm weather, which means that you should pay attention to the colors and the fabrics you are wearing that day. You do not want to wear colors that are too dark, as these will absorb the heat of the sun, and you do not want to wear fabrics that are too heavy, as these will make you sweat during the wedding - which will not be fun or comfortable at all!

If you are still unsure as to how you should dress, consider getting in touch with the bride or groom; but as long as you follow these tips, you should be in perfect attire for any outdoor wedding!

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Hiring Hard-Working Employees

Hiring people who will help your business to run well will be one of the biggest things about running a business; after all, when you hire people, you are essentially putting the reputation and the wellbeing of your business in their hands, and while it is impossible to monitor your employees at all times (and while no one in their right mind would even want to do this!), it is possible to ensure that the employees you have will represent your business well, as long as you know how to hire hard-working employees.

These days, too many businesses fail to realize that the struggles of the economy make it easier for them to find truly talented employees, and the first step to finding such employees is getting the word out so that people know you have a job opening available; when you make sure as many people as possible know about your job opening, you will ensure the greatest number of "great candidates" applying for the job.

You will want to start out by narrowing down the prospective employees based on resumes, of course, but you should also make sure you are willing to interview all the employees you are on the fence about; after all, it is better to take some extra time and make sure you are getting an excellent employee than to make a quick decision and wind up with someone you wish you had not hired.

And have a clear picture of how your interviews will be structured before you bring interviewees in for their interviews, and know what you are looking for - as far as answers go - from the people you are interviewing; when you do this, you will be able to guarantee that you are getting the most out of the interview process, instead of putting yourself in a position where you are "flying blind" as you try to select a new employee.

You will be able to ensure that the people you are hiring will be hard workers as you follow these tips, and you will help your business continue to grow - and these things will pay off in a big way as their time with you lengthens!

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How To Help Your Website Through Off-Site Factors

In search engine optimization, there are two main categories of things that influence the way in which search engines view your website: on-site factors, and off-site factors; of course, on-site factors are the things that you control directly - the things that are on your very own site - that will have a bearing in your search engine ranking, whereas off-site factors are the things that are less within the realm of your control, but one thing that will be important for you to realize about SEO is that you still can influence some of your off-site factors, even if you cannot control them completely!

Backlinks (which is the term for the links from another site that point people to your site) have a big influence over your search engine ranking, and while you cannot always control how many links you receive or where your links come from, one thing you can do to influence your backlinks is reciprocal links - which is where you and another site decide to link to one another, in order to help both of you!

Another way to create backlinks (and to create extra exposure) is to share your site through social media - and while this does not carry nearly as much weight as it used to (largely due to the fact that this aspect of SEO was abused when it was weighted more heavily), it will still give you a small boost, and what's more, this small boost will be come much bigger if you can get lots of others to link to your site as well!

Finally, realize that you can link to your site from other sites of yours; of course, search engines are smart enough to realize when you are simply linking from one site of yours to another, but if you have built your sites to a place where they rank highly with search engines, you can get away with doing this every once in a while gaining a small boost in your search engine rankings as a result!

Don't be fooled by the idea that "off-site" factors are out of your control; you may not have as much influence over off-site factors as you do over on-site factors, but there are still things you can do to help your off-site factors work for you!

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A Great Book on Internet Marketing

A tough challenge to meet is to be found on the internet. It seems as though this arena is constantly changing. Following the advice of an expert is probably the best way for you to begin getting your business found online. Drawing from their internet marketing expertise, Brian Halligan and Dharmesh Shah have written Inbound Marketing: Get Found Using Google, Social Media, and Blogs. Be sure to take their advice to heart if you want to make it in the internet marketing environment.

Marketing your business in traditional ways is referred to as outbound marketing techniques. These methods involve getting your message out to customers. These methods usually include outbound calling, commercials, and mass mailing. However these methods aren’t as effective at generating business as they once were. Consumers are used to these methods and are developing ways of ignoring them.

Marketing is moving toward a different arena. Inbound marketing are new techniques that are being used and they are discussed in detail in this book. Instead of going to the consumer with your marketing, the customers will come to your marketing. A forward method of marketing will no longer be required; you will instead just place your marketing in areas that it can be easily found.

There are many different ways to do this. Search engines are the most popular since this is where most consumers go when they want a product. A very specific audience is located in blogs which makes them a main target as well. The discussion has recently added social networks and their ability to gather followers of different businesses. The book will go over all these methods in detail.

The techniques you use to market have to change since your customer changes. Using insufficient methods of reaching your clients can cause you to fall behind. Shah and Halligan are two experts who like to share their ideas, so be sure to listen. Read their book soon so you can learn about inbound marketing and other topics.

Inbound Marketing Get Found Using Google Social Media and Blogs

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Underwater MP3 Players!

If you enjoy swimming - either in the pool or in the ocean - you may have spent years wishing that there was a way to listen to music while you were underwater; but what you might not have known is that this technology now exists! While there are "waterproof cases" for your regular MP3 (which can be a bit scary, in case some water slips in and ruins your precious MP3 player), you can actually buy MP3 players that have been designed for use while swimming!

SwiMP3 Player: The SwiMP3 player is one of the forerunners in the "music underwater" market, and the best part of purchasing their MP3 player is that it is truly and 100% waterproof; some of the issues with the SwiMP3, however, include the fact that some people feel the audio is not great when they are swimming, the device does not do a great job holding the charge, and the interface on the device is not especially user-friendly. Furthermore, you cannot select which songs you are going to listen to with the SwiMP3, as it plays the songs in the order in which they were uploaded, allowing you only to skip forward and back.

Speedo Aquabeat: Years ago, Speedo made waves by introducing a radio that worked underwater, and they have followed suit with the Aquabeat, which allows you to store up to 500 songs that you can listen to underwater; the battery life and sound quality on the Aquabeat are considered to be better than what you will find from the SwiMP3, but there is one problem with the Aquabeat, and this is the fact that the headphones sometimes wear out quickly.

H20Friendly iPod Shuffle: If you don't mind spending a bit more money for the absolute best in underwater audio, try out the iPod Shuffle that has been waterproofed by H20Friendly; this iPod Shuffle is just like the regular ones - with the added benefit of them being waterproof!

After you have settled on the underwater MP3 player that is right for you, you will be able to swim your laps and engage in all your underwater workouts - with the benefit of music to keep you going!

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How to Successfully Grow Your Small Business

Starting up a successful small business can be very hard for the owner. The first two years are critical for the survival of any new business. Make sure that you have all the tools you need to succeed, considering this statistic, when you start a new small business. A great new book for small business owners is Small Business for Dummies by Jim Schell and Eric Tyson. Help yourself out by reading this book and gaining the knowledge you will need as you get your business off the ground.

Many of the main issues owners face are dealt with in this book since it is such a comprehensive guide for businesses. Figuring out the costs involved with your business is the best place to start. Miscalculations of the costs involved with business ownership is the main reason they fail. There is also an in depth review of legal issues that you may run across. Is incorporation a good idea? Is an LLC a better choice for you? The authors intend on making your decision easy.

Planning for the future is the next step for a business that is already having initial success. Formulate a plan on the expansion of your operation with the help of Small Business for Dummies. No planning of the future is the last reason you want your small business to not succeed. If you hope to be successful going forward you will surely need to involve a comprehensive marketing plan for your small business.

The drive and passion to own your own business is something you have. Just don't forget that you need to get all of the information you need to be prosperous. Although you are starting small, your business can eventually become something much bigger. You may be holding some original and never heard of ideas for a product or service. Yet if you don’t execute them in the right way, your forte could end up resulting in failure. Don’t take a chance and seek some expert advice from the writers of Small Business for Dummies.

Small Business For Dummies

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How To Train Your Cat

Many people harbor the misconception that it is impossible to train cats, and that they must put up with whatever their cat chooses to do. And while you will not have quite as easy a time training your cat as you did your dog, the training of the two certainly share similarities. Once you understand the little things it takes to train your cat, you will be able to share your house with a truly well-behaved feline!

The first thing for you to realize about cats is that, like dogs, they respond well to the tone of voice you use. You should always keep your voice at the same level (never yell!), but use a stern tone when they have been bad and a happy tone when they have been good. This goes for anything, including litter box usage, clawing of furniture, and even (when they are a kitten) biting.

Your cat can also be conditioned to respond to certain auditory signals, which can be used when they are in trouble or can even be used to call them. For instance, find something that makes a noise your cat does not like - such as a bell - and use it when they are misbehaving. On the other hand, anytime you feed them tuna (or whatever their favorite treat happens to be), clank the fork against the plate. You will soon be able to "call" your cat, just like you would a dog, as they will begin to associate the clanking of a fork against a plate with an understanding that they should come to you.

And using a spray bottle is one of the most effective ways to keep your cat from doing things you do not want them to do. You can quickly train your cat against clawing your furniture or going somewhere in your house where you do not want them to go if you simply spray them in the eyes or on the nose with water from this spray bottle whenever they do these things; they will quickly learn not to do these things, and will also learn what the spray bottle means when they see it.

It is really not so difficult to have an obedient cat, and once you start to follow these tips, you will find that you can train your cat just as well as you can train your dog!

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YOGA INSTRUCTOR CERTIFICATION PROGRAM

This online teacher's training home study course is comprehensive. No secrets, wisdom or knowledge is withheld. In addition to learning the profound art of yoga, you will also be taught Meditation and Pranayama, as well as the practical wisdom on how to run a successful yoga studio and create a high traffic yoga web site.

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Why You Should Carry Other People's Business Cards With You

Anyone in business understands the prudence of carrying business cards with them wherever they go. You never know who you will meet when you are out, and whenever you meet people, you never truly know who that person is or who that person might know. With a stack of business cards at the ready, you are always prepared to pass one along to someone who might prove to be a future client or customer. But while most people in business know the benefits of carrying business cards with them, and practice this sound business practice without any problems, far fewer businessmen and businesswomen ever think to carry around business cards that belong to someone else. Carrying others' business cards can be very prudent indeed, and here are just a couple reasons why.

When you are dealing in business, conversations with strangers are golden. Every opportunity to talk to someone you do not know just might be the exact opportunity you have been looking for. But oftentimes, people will be turned off if they think you are starting a conversation with them strictly because you wish to sell them some sort of product or service. Naturally, people are protective of their money; they don't want to talk to you if they think you're trying to get some of their money in your pocket! But with business cards that belong to others, you are always equipped with great conversation starters. Say you overhear someone in a restaurant talking about how they need a plumber. With your favorite plumber's business card stashed away in your wallet, you are ready to jump into the conversation. "Pardon me, but I heard you mention your need for a plumber; here, take this card - this guy has worked on our house before, and he has been great!" In this way, you have now become a part of their conversation, and you never tried to sell them anything at all. Eventually, the conversation is sure to circle back around to you, and to what you do.

Also, people are inclined to remember someone who helped them out without any promise of something in return. You are sure to unload one of your own business cards once the conversation comes back around to you. This person is sure to remember you next time they need a product or service like yours, and you will have a new client or customer on your plate!

This might seem like a small step in improving your business, but you never know what "small step" might turn into your next big thing.

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Tips For Resolving Conflicts In A Family Business

The idea that trying to separate "work life" from "family life" can be difficult causes many of people to advise you to never work with family, but if you are already involved in a family business, this advice does not do much to help you; instead, you should acknowledge that conflicts are inevitable in any form of business - and when it comes to participating in business with your family, it is essential that you know how to resolve these conflicts, as they will otherwise be able to injure relationships in both work and family.

The best way to resolve conflicts within the confines of a family business is by having a structured plan in place that you can follow whenever you run into conflicts; you need to wait until a time when no conflicts are occurring in order to come up with this plan, as this will enable everyone to give their input into the process without a current issue getting in the way.

If the conflict in question is about something that is minor and interpersonal, the two people involved should work it out between themselves whenever this is possible, avoiding the need for mediation from someone else in the family or business; for such conflicts, a designated room or area should be set aside for the two involved in the conflict to have their discussion, as this will allow the rest of the work space to remain a peaceful environment that is conducive to work while the two in conflict resolve their issue.

On the other hand, if the issue in question deals with the entire company or family, having a process that will allow both sides of the argument to be heard by everyone will be useful, after which everyone in the family can vote on the issue to complete the resolution.

With these processes agreed-upon and put in place, it will be easy to follow these processes in order to resolve conflicts at work, without allowing these conflicts to trickle over into your regular family life.

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How To Deal With Criticism At Work

It can often seem like your job is your "life" with the amount of time and energy you put into it - no matter how much effort you might put into trying to convince yourself otherwise - and because of this tendency for people to feel this way about their jobs, it can be a tough pill to swallow when they encounter what they feel is unwarranted criticism or negative feedback about their work. While it can certainly be tough to handle criticism when you are investing so much of yourself into a job, it is also quite possible to deal with this criticism in an appropriate manner, as long as you take the proper approach.

The first thing you need to realize about criticism is that it is important to accept it when it occurs; if your boss is giving you criticism at work, it is likely because they see something that they feel you should fix, and arguing with them is not going to make the situation any better!

After you have accepted the criticism, find a place where you can be alone for a bit; in this "alone place," think about the criticism you were given, and establish whether there is anything you can take away from the things that were said. You should take this time to acknowledge the things in your job that you do well, but you should also see what truth and means for learning you can take from the things that were said to you.

Finally, the most important part of dealing with criticism at work is reminding yourself that - no matter how much time you spend at your job - your job is not your life, and there are things in your life that are more important than your job! By coming to this realization, it will become much easier for you to learn from criticism given to you at work, without getting weighed down by the negative aspects of the criticism in question.

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How To Find The Perfect Writing Spot

If you are wanting to get started as a writer (or even if you have been a writer for a while), you will discover in time that finding your perfect "writing spot" will be hugely beneficial to you in your journey. Of course, your perfect writing spot will be unique to you - which is fitting, as most of the aspects of the writing process are approached in a unique manner by every different writer - but there are also a few different categories into which your writing spot is likely to fall, and by having an understanding of these categories, you will be better equipped to figure out which category you best fit into.

A desk alone: Because writing allows people to be so casual, many writers find that it is helpful for them to "dress up" the act of writing - and in keeping with these aims, they try to make sure they are wearing the same sort of clothes they would have to wear to a job as they write, and for their writing spot, they pick an area where they can be alone at a desk and work on their manuscript.

A comfy spot alone: Of course, for other writers, one of the major appeals of the craft is the opportunity writing gives for comfort, and for these writers, the perfect writing spot is a place where they can wear comfortable clothes and sit comfortably while they capture their story on computer or on paper.

Out among the people: And in every generation of writers, there are those who find that their best writing comes when they are out among the people, writing in a coffee shop or in some other such busy, buzzing area where they have to block out the noise in order to fully focus.

Of course, some combination of the above usually tends to slip into the writing life of just about every author (after all, sometimes it is necessary to change things up a bit!), but each writer also has a specific writing spot they prefer - and if you are wanting to become a writer yourself, it will be hugely helpful for you to figure out which of these areas will work best for you.

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Things to Remember When Writing a Marketing Plan

Running a successful business can be difficult and the hardest part is often developing a marketing plan. Perhaps the most dynamic aspect of business ownership is marketing. Each business needs to develop a marketing plan unique to themselves. This means that developing a marketing plan of their own cannot be done with a pre-set plan by businesses. Guidelines to be followed are out there though.

Tim Berry and Doug Wilson have written On Target The Book on Marketing Plans. Marketing plans generally have a few similarities throughout and in this book the authors outline these similarities that are used. A well developed plan is the best way for business owners to accomplish their marketing goals which is why the book was written. It is written with the understanding that most business owners are not marketing experts.

Even if there are business owners out there that are marketing experts, this book can still offer some help. Different methods are available to market businesses that most people are familiar with. Three that everyone is familiar with are online, television, and print advertising. Instead of focusing on these areas Berry and Wilson focus on developing a plan that will help carry out marketing through these channels.

In order to be successful there are a few distinct aspects to focus the plan on. Building your success around research you do in your market is one part. Developing a strategy can be done after this is accomplished after you settle on the tactics. You need to keep your budget in mind as well when you are doing all of this planning.

Those who have been successful should be looked to for advice but many business owners don't do so. Running a business on their own is the reason that they started it. Advice and guidance that is sought and heeded usually leads to success though. Marketing has proven this to be true especially. The process of developing a rock solid marketing plan can be completed with the guidance of Berry and Wilson.

On Target The Book on Marketing Plans.

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How To Take Care Of Your Car's Engine

The most important part of your car, by far, is its engine, as the engine is what enables your car to move around – and without your engine, you will not be going much of anywhere at all! This means that it is absolutely vital that you take great care of your engine, but as important as this is (and in spite of the fact that most people realize this is important!), a lot of people fail to do the little things they need to do to take good care of their engine, and this results in an engine that does not perform the way it should.

Oil: Most car owners are aware of the fact that they are supposed to change the oil in their engine every 3,000 miles, but they still fail to do so; the oil in your engine is a large part of what keeps it running well, so always change your oil every 3,000 miles, and check your oil frequently to make sure it is not running low.

Gas: A lot of people wait until their tank is nearly empty before they put gas into it, without realizing that this actually puts more wear and tear on their engine; realize that it is better to get gas before you “need” it instead of waiting too long – get in the habit of getting gas when your tank is about a quarter of the way full, and your engine will do much better in the long run.

Repairs: Even if you are not a car guru, you will usually be able to tell when your car is doing something funny; if your car is having problems, don’t wait a couple months before fixing it – get it fixed right away!

Many people end up neglecting all these things, in spite of the fact that they are so easy to do; make sure you are doing these things yourself, and your car’s engine will thank you by staying in great shape for a long time to come.

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Coming Up With Effective Advertisements

It will be hard for you to run your business successfully if you do not manage to run successful advertisements – but one of the toughest things about running effective advertisements is that, while you have probably spent a lot of time learning the ins and outs of business, you have probably not spent a whole lot of time being trained in the intricacies of advertising. Although it is smart for you to make sure you spend as much time studying before you commit any significant amount of time and money to an advertising campaign, here are a few things for you to pay attention to, as far as advertising goes, to help you get started.

You will need to figure out your target audience before you do anything else, as each different target audience will require a different approach to the ads you are placing; while some companies have only one target audience, there are other companies who have a number of different target markets, and these companies will have to decide which audience they want to target with each specific ad.

After you have settled upon a target audience (or the audience you are wanting to target with a specific ad), you will be able to construct an ad that will appeal to this group; this is an extremely important step in the advertising process, as not every type of ad will appeal to every type of person, and you will want your ad to appeal to the audience you are going after.

And finally, it will be extremely important that you place your ad in the right area; regardless of whether you will be advertising on television, on radio, or online, you need to realize that there are certain places where you are more likely to run into your target audience, and these are the places where you need to put your ad.

When you get started with the planning and creation of your ad in this manner, you will be well on your way to increasing the effectiveness of your advertisements – which, of course, means you will be well on your way to increasing the overall effectiveness of your business!

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Tips For Going To The World Series For Free

As is the case with any sports championship game, World Series tickets can be expensive – and in fact, they can even be so expensive as to be completely unaffordable; if your team is playing in the World Series this year, however, you may be wanting to look for ways to allow yourself to attend the game, which means that if you are able to figure out a way to attend the World Series for free, this will be extremely valuable knowledge!

You will have to spend a bit of money before you can attend the World Series for free (don't worry, you will get this money back!), as the first step in being able to attend the World Series for free is that you buy as many tickets as possible; most clubs make their tickets available through an online ticket seller, beginning at a set date and time, so be aware of the date and time when the tickets are going on sale, and enter as many virtual waiting rooms as possible, trying to get in and buy tickets to the games.

You will be able to go over to websites such as Stub Hub once you have a handful of tickets, where you can resell your tickets to others who were unable to buy them the first time around; many people go to websites such as Stub Hub and set a terribly high price for their tickets, hoping to make a huge profit, but a better plan is to list your tickets at a somewhat reasonable price, as this will catch the eye of many more buyers, and will make your tickets far more likely to sell.

As you list your tickets on Stub Hub, set aside a couple that you plan to keep for yourself; as your tickets begin to sell on Stub Hub, you will not only be able to pay for the tickets you kept for yourself, but you will probably also be able to make enough money to pay for airfare to the game, parking that night, and snacks during the game itself!

For many people, going to the World Series is a dream come true, and of course, going to the World Series for free makes the whole experience that much better!

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Tips For Using Social Media To Promote Your Business

Social media is one of the greatest tools at the disposal of any business these days in order to help them promote their business, but one issue many people face when it comes to social media is that they do not know how to use it to their advantage in an optimal manner, and because of this, they do not get nearly as much out of social media as they should be able to.

That you should use social media to interact with with customers and potential customers is the first (and perhaps greatest) rule of social media; the main reason social media is so popular is because it gives people a great way to connect and interact with others - not because it gives them a great way to get something sold to them - so meet people at their desires by using social media as a tool for interaction!

The fact that social media makes it easy for people to share information is another reason why social media is so valuable for businesses; even though you are supposed to be using social media primarily to interact with people, there will be times when you use it to share important or useful information with those who you are connected with - and when you do this, you should also encourage these people to use their social media presence to share this information with others!

And finally, you can come up with ways to incentivize sharing - such as random drawings held for those who have spread the word through social media - and you can use your website as well as social media to let people know about these opportunities; in this way, you will increase the chances that people will share your site with others, and will thereby increase the effectiveness of your social media efforts.

As you work on social media as a means to drive your business forward, keep these tips in mind, and soon you will find that the results you desire are coming along as well!

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Exploring Tips To Help You Shop On eBay

Heading over to eBay is one of the best ways to do your shopping these days, as you will be able to find used items (and sometimes even brand new items!) that are high in quality and low in price - but if you want to have success on eBay, you will want to make sure you are not just jumping online and beginning to shop blindly, but that you are instead taking the time to understand a few things that will make your shopping a success.

While you might think of "auctions" when you think of eBay, you should also know that there are lots of eBay stores that specialize in "Buy Now," and in fact, even many of the items that are up for auction will also have the option for you to "Buy Now"; while you will usually find a better deal if you wait through an auction, the opportunity to "Buy Now" will allow you to get the items you want without having to wait around - and actually, you might even find at times that you can get a better deal buying an item through a "Buy Now" than you would through an auction!

Of course, most of the time (and for most people!), auctions are the way to go; one of the major keys to doing well when buying through auctions is that you set a price that you are not willing to go above, as this will prevent you from becoming so committed to an item that you continue to bid on it long after you have passed the price you are willing to pay (after all, you can always find an item again, if you wait around long enough, and can pay the price you want to pay!).

And when you have a lot of different options in front of you for a particular item, make good use of your watch lists so that you are not bidding on more items than you plan to buy; by keeping tabs on these items through your watch list, you can wait until an auction is close to closing, and is sitting at a price you want, and can make that final, winning bid!

As you understand more about eBay, you will achieve more success, until you are eventually able to pick up all the items you are hoping to buy, at the price you are wanting to pay!

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Using The Buying Cycle To Your Advantage

If you have a small business website, or if you have started a site for search engine marketing, you will likely be using search engine optimization in order to target people who are searching for the product or service available on your site; while this is a great start to driving traffic your way and making money as a result, you should also realize that there are a few more things you should pay attention to in order to make sure this traffic turns into sales - namely, the way the buying cycle works these days.

There is a high percentage of consumers who will head to the Internet these days when they are about to buy a product (especially a product that will cost a decent chunk of money - which is where your focus should be, especially if you are a search engine marketer), and the first thing people are likely to do when they go online is compare the specs on different products; while it is fine to bring traffic your way at this point, one thing you should also realize is that you are unlikely to convert this particular traffic into profits!

The reason you are going to have a hard time turning this traffic into profits is because most people will move from this point to A) asking friends (perhaps on Twitter and facebook) for opinions on the products they have looked at, and B) looking up reviews of these products; this is another big spot in the buying cycle that a lot of people target on their sites, but it is not a big part of the buying cycle for actual sales!

Finally, you are going to arrive at the end of the buying cycle, which is the point when consumers will be searching keywords such as "best deals on" the particular product, or "best prices on" the product in question; because this is the part of the buying cycle when the most sales are going to be made, this is the part of the buying cycle you will want to aim to target in your keyword approach, as this will bring you the highest conversion rate!
If you want to make money on your website, bringing lots of traffic your way will be important, but another aspect that will be just important is converting this traffic into sales - and when you understand the buying cycle, you will be well on your way to doing this!

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Tips For Solving Your Cat's Diarrhea Problem

If you have a cat that is currently dealing with diarrhea, no one needs to work real hard to convey to you how frustrating this can be; not only can it be frustrating because of how annoying it can be to have a sick kitty that you are unable to take care of, but it can also be frustrating because this cat's diarrhea is likely to stink, is unlikely to actually get buried in the litter box, and is likely to spread itself around the house from the cat's paws!

If your cat has diarrhea that persists for 24 hours or longer, the first thing you should do is take your cat to the vet, along with a stool sample, so that they can check for worms; deworming your cat is a fairly simple and routine procedure, but it is also important that you take care of it right away, lest more serious health problems crop up as a result.

If you find that worms are not the problem, the cat is probably dealing with bad bacteria in their stomach that is causing them to digest their food poorly; the best approach for taking care of this is to remove your cat's food for a day (don't worry - they'll survive!), and then to start your cat back on food with a bland diet consisting of something such as white rice and boiled chicken, along with some form of probiotics that can introduce good bacteria into their system.

And finally, there is a good chance that diet is playing a role in your cat's problems; because cats are carnivores by nature - and because a lot of commercial cat foods are full of grains and other fillers - many cats' systems react poorly to these diets, and you can fix this by putting your cat on a food that is completely grain-free.

Having a cat with diarrhea can be frustrating - but it is also not the end of the world; follow these tips to take care of your cat's problems, and soon you will have a cat who is just as healthy as you want it to be - and whose waste is not stinking up your house and creating messes all over the place!

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